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Online Privacy Policy
Confidentiality is a term we do not throw
around loosely. Rather, it refers to the objective of our concern when
dealing with our customers' personal information. We want every one of our
patrons to be aware of what information we will collect from them, and how we
will put that information to use. Please know that all personal
information is handled electronically and confidentially.
Information we Gather and Use
In regards to any data that patrons submit on
their payday loan application form, that data will be deemed as "nonpublic personal information"
and will be used in the processing of the application. Any previous payday
loan settlements with us or other payday loan providers will be retrieved and
examined. Third party information from collection agencies and consumer
reporting firms will also be deemed "nonpublic personal information" and used
further to govern the applicants requests. All "nonpublic personal
information" is limited to such data as personal identification, and personal
financial history emphasizing payday loan transaction history.
Information we may Disclose
It is federal law that all businesses provide
"nonpublic personal information" when requested to do so by third party groups
such as governmental agencies and consumer credit reporting firms. This
obligation also holds true for court ordered subpoenas. Destinations such
as financial endowment companies and their affiliated financial partners,
who may serve as the monetary source for a patrons payday loan, may also receive
that particular patrons "nonpublic personal information" from us when requested
to do so. Other than the above mentioned scenarios, a borrowers
"nonpublic personal information" is not dispensed to third parties.
Likewise, all information pertaining to inactive patrons is kept secure and
confidential, and is only divulged when law demands.
Our Security Hallmarks
We also take a strong stance on guarding our
patrons' personal information with the utmost discretion and security. All
stored data pertaining to transactions an personal information is stored and
transferred electronically, using the greatest 128 bit encryption protection
technology available today. Information is limited to only those persons
who have been investigated, and are qualified and needed to facilitate the
payday loan approval procedure. Furthermore, we implement dependable
physical safeguards to protect our databases.
Payday Loan Advance
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